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A typical scenario is a recent college graduate who has just started a career and can afford a mortgage, but their salary history isn’t sufficient to meet most underwriting requirements.
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· But, according to one recent study that looked at affordability based on household income and education level, mortgage payments are actually still affordable in the majority of cities. In fact, the typical mortgage payment is within reach for households where at least one person has a high school diploma in 36 of the nation’s 50 largest.
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