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HMDA Data; New DU Version 8.2; Prop 4 in Florida The Home Mortgage Disclosure Act (or HMDA, pronounced HUM-duh) is a United States federal law that requires certain financial institutions to provide mortgage data to the public. Congress enacted HMDA in 1975. Get started. If the down payment is less than 20%, mortgage insurance may be required.
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A Guide To HMDA Reporting: Getting It Right! The Guide is a valuable resource for assisting all institutions in their HMDA reporting. It includes a summary of responsibilities and requirements, directions for assembling the necessary tools, and instructions for reporting HMDA data.
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GMAC – Ally Halts Foreclosures in 23 States. It is my understanding in a report from Bloomberg that GMAC Mortgage has directed brokers and agents to halt foreclosures on homeowners in 23 states including Florida and New York state. So, it’s true GMAC – Ally Halts Foreclosures in YES 23 states! GMAC – Ally Halts Foreclosures
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