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Paying off mortgage can be taxing decision. Mortgage Masters Group If you overpay your mortgage it doesn’t just mean you have less to pay in future years, it might mean that you can pay your mortgage off sooner – sometimes even years earlier. On a 150,000 mortgage at 5% with 25 years remaining, paying off a 5,000 lump sum reduces the interest by 11,500 and means you repay 18 months earlier.
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