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Mortgage Volume Tumbles The average interest rate on a 30-year fixed rate mortgage sank to 4.34 percent, excluding fees, according to mortgage backer Freddie Mac, a three-week low, down from 4.41 percent the previous week. While still very historically low, rates have moved up considerably from a year ago when they averaged 3.43 percent.*** In Florida Beware of Rescue Mortgage Scams *** Not exactly related to Florida probate, but there is a message here: If you’re inheriting a house that has a mortgage, beware the "foreclosure rescue scam" or the "loan modification scam" .